June is National Homeownership Month, a time to celebrate the value of owning a home and to promote opportunities for more Americans to achieve that goal. One of the key players helping make homeownership more accessible, especially for first-time buyers and those with limited financial resources, is the U.S. Department of Housing and Urban Development (HUD). HUD plays a critical role in advancing the mission of National Homeownership Month by providing essential resources, education, and support for homebuyers. Established in 1965, HUD’s mission is to create strong, sustainable, … [Read More...]
June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage options for low-to-moderate income borrowers. In a market where rising home prices and limited inventory … [Read More...]
June is National Homeownership Month, it is a time to celebrate the American dream of owning a home and to reflect on what homeownership means to individuals, families, and communities. I believe in the power of homeownership to build stability, create generational wealth, and provide a true sense of belonging. Whether you are already a homeowner or still working toward that goal, this month is dedicated to you. National Homeownership Month was originally recognized as National Homeownership Week in 1995. In 2002, President George W. Bush expanded it to the entire month of June to stress the … [Read More...]
The CPI and PPI have yet to reveal the impacts of the tariff policies that were placed temporarily, which gives some potential insight that there might be a path forward for the Federal Reserve to look at potential rate cuts. However, economists across many industries are expecting inflation to increase temporarily as an impact for the policies that were put in place. Significant uncertainty remains across many import and export markets, with major players opting to err on the side of caution while awaiting a final decision from the administration regarding its policies. Consumer sentiment has … [Read More...]
Touring homes is one of the most exciting parts of the homebuying process. But it’s easy to get caught up in the moment, beautiful staging, new finishes, or fresh paint can sometimes distract from more important details. That’s why having a checklist is essential. Whether you’re a first-time buyer or a seasoned mover, knowing what to look for during a house tour can help you make a smart and informed decision. Curb AppealCurb appeal is important, but do not stop there. As you approach the home, observe the driveway, sidewalks, landscaping, and roofline. Cracks in pavement, … [Read More...]
When your house hunting, you are likely focused on the big things like: location, price, layout, and condition. But there is one small detail that can have a surprising impact on your homeownership experience, the street name. While it may seem insignificant at first, the name of your street can affect everything from resale value and first impressions to daily convenience and even safety. Curb Appeal Starts With the AddressFirst impressions matter, and your street name is often the first thing someone hears when you share your address. Names like “Ocean View Drive” or … [Read More...]